Health Insurance 101: Frequently Asked Questions

Health Insurance 101: Frequently Asked Questions

We’ve assembled the most commonly asked questions for those new to group health insurance. Can’t find the answer to your question? Call us at (888) 584-9220 or email us at support@simplyinsured.com. Ready to get an instant quote and enroll in a great plan? Get started here. Small Group Health Insurance Selecting A Plan Health Insurance…

Individual vs Small Business Health Insurance Guide: San Jose Edition

Individual vs Small Business Health Insurance Guide: San Jose Edition

What’s the Better Value in San Jose – Individual or Small Business Health Insurance? We get asked that question a lot from small business owners on whether it is better to get coverage under their business or from the individual health insurance exchanges. To find whether individual or small business health insurance is better, we looked…

Individual vs Small Business Health Insurance: California Guide

Individual vs Small Business Health Insurance: California Guide

What’s the Better Value – Individual or Small Business Health Insurance? We get asked that question a lot from small business owners when it comes to both their own personal health insurance as well as whether or not their employees would be better off getting coverage from the individual health insurance exchanges. To determine whether…

How to Choose Health Insurance – Startup Edition

So you’ve taken the plunge and started your own company, or joined a startup as an early employee. In addition to the amazing perks of bottomless Red Bull and Top Ramen – you realize you don’t have health insurance anymore. Given the likelihood of vitamin B12 deficiency and/or MSG-poisoning, you need coverage, and soon. But…

HSA vs. HRA vs. FSA – Health Tax Benefits Explained

HSA vs. HRA vs. FSA – Health Tax Benefits Explained

So many acronyms – so little time. Here’s your guide to getting tax benefits on your medical expenses. Here at SimplyInsured – we want to make your life easier. Health Savings Account (HSA) Health Reimbursement Account (HRA) Flexible Spending Account (FSA) Who can contribute Employer or Employee Employer only Employer or Employee Maximum yearly contribution…

Health Insurance Network Types – PPO vs. HMO vs. EPO vs. POS

One of the most common questions we get at SimplyInsured is “What is the difference between an HMO and a PPO?” We’ve created a simple table to help understand. First – some definitions: Network Type: A general label for the “level of restriction” of plan, and the level of coverage provided in-network and out-of-network. Common…

Bad Advice Costs Small Businesses $12 Billion In Higher Health Insurance Premiums

Last week, the National Small Business Association (NSBA) published the 2014 Small Business Health Care Survey. The survey of 780 small businesses illustrated the health insurance challenges they face today. Two findings in particular caught our attention: Surveyed companies spent $1121/month per employee on small business health insurance costs 74% of businesses bought the insurance from a…