UnitedHealthcare - Illinois Health Insurance Plans for Businesses
Insurance Carrier Overview
United Healthcare is the largest carrier in the country, and offers medical, dental, and vision coverage in Illinois. United Healthcare PPO plans provide access to the nationwide United Healthcare network. United Healthcare offers two tiers of PPO networks and a HMO network, and allows any number of plans to be offered.
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Choice Plus PPO: Full PPO network with access to one of the largest network of doctors and hospitals in Illinois and nationwide coverage through United Healthcare's national network.
Core PPO: Narrow network PPO with 85% of the doctors in the full network. Core PPOs have access to coverage nationally as well. Core PPO plans are ~16% less expensive than the full PPO version.
Navigate HMO: Fairly large HMO network with 50% of the doctors and 70% of the hospitals of the PPO network. One of the largest HMO networks in Illinois, and plans are ~23% less expensive than the full PPO.
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