UnitedHealthcare - Florida Health Insurance Plans for Businesses
Insurance Carrier Overview
United Healthcare is the largest carrier in the country, and offers medical, dental, and vision coverage in Florida. United Healthcare PPO plans provide access to the nationwide United Healthcare network. United Healthcare offers a combination of PPO and HMO plans, and allows companies to offer a mix of plans.
United Healthcare PPO plans are fairly competitive, especially for higher tier Gold and Platinum plans.
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|Neighborhood Health Plan
Choice Plus PPO: Full PPO network with access to one of the largest network of doctors and hospitals in Florida and nationwide coverage through United Healthcare's national network.
Choice EPO: Access to the same network of doctors and hospitals as Choice Plus, but plans do not include out of network coverage. Choice EPO plans are ~2% less expensive than the full PPO version.
Choice HMO: Same network as the Choice PPO, however plans on the HMO network require the use of a Primary Care Physician and specialist referrals. Plans are ~7% less expensive compared to the full Choice Plus network.
Neighborhood Health Plan (NHP): NHP is a narrow network with both HMO and POS plans. The network is much smaller than the Choice networks, and includes ~66% of the doctors and hospitals. NHP plans are substantially less expensive.
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