UnitedHealthcare - California Health Insurance Plans for Businesses

UnitedHealthcare Information and Statistics

UnitedHealthcare of California is a subsidiary of UnitedHealthcare.

Insurance Carrier Overview

United Healthcare is the largest carrier in the country, and offers medical, dental, and vision coverage in California. United Healthcare PPO plans provide access to the nationwide United Healthcare network. United Healthcare offers two tiers of PPO networks and several tiers of HMO plans, and allows any number of plans to be offered within two portfolio of plans.

United Healthcare PPO plans tend to be more expensive than other carriers given the expansive doctor network, but HMO plans tend to be among the lowest cost options in many parts of California. United Healthcare HMO plans are most cost effective in Southern California.

PPO Network Overview

Network	Type	# of California Doctors	# of California Hospitals	Cost Savings vs. Full Network
Select Plus	PPO	100,000	303	-
Core	Narrow PPO	75,000	295	11%

Select Plus PPO: Full PPO network with access to the largest network of doctors and hospitals in California and nationwide coverage through United Healthcare's national network.
Core PPO: Narrow PPO network with ~45% the size of the full PPO network. Plans are ~11% less expensive than the full network.

HMO Network Overview

Network	Type	# of California Doctors	# of California Hospitals	Cost Savings vs. Full Network
Signature HMO	Full HMO	48,000	210	-
Advantage HMO	Narrow HMO	28,000	153	14%
Alliance HMO	Narrow HMO	23,000	127	26%
Focus HMO	Narrow HMO	14,000	110	28%

Signature HMO: Full HMO network with ~52% of doctors and ~65% of hospitals of the full PPO network. Plans are ~10% less expensive than the full PPO plans.
Advantage HMO: Narrow HMO network with 60% of the doctors of the full HMO network. Plans are ~14% less expensive than the full HMO network.
Alliance HMO: Very narrow HMO network primarily available in Southern California and with 40% of the doctors of the full HMO network. Plans are ~26% less expensive than the full HMO network.
Focus HMO: Limited network HMO available in select California counties. Plan features local providers and community hospitals that provide lower costs, with 25% of the network size of the full HMO network. Plans are ~28% less expensive than the full HMO network.

Top UnitedHealthcare Plans in California

UnitedHealthcare Awards & Community Involvement

Since 2013, United Healthcare of California has awarded more than $5.2 million in grants to non-profit healthcare organizations. That same year, the company was awarded with the Los Angeles Business Journal's Corporate Social Responsibility Award for the company's efforts in promoting volunteerism and community involvement amongst its employees.