UnitedHealthcare Health Insurance

About UnitedHealthcare

Under its parent company UnitedHealth Group, UnitedHealthcare is a health insurer that provides health care coverage and benefits for individuals and companies of all sizes. UnitedHealthcare, seeks to make health care more accessible, affordable and simpler for individuals to understand. Their plans also provide Medicare for individuals aged 50 and older, Medicaid options for states, and they also serve active duty military members, retirees and their families.

Headquartered in Minnetonka, Minnesota, UnitedHealthcare provides health care benefits to more than 27.4 million Americans. UnitedHealth Group is a member of the Dow Jones Industrial Average. and with a workforce of more than 260,000, the company is capable of quickly adapting to the changing health care climate. Oxford Health is a UnitedHealth company.

UnitedHealthcare Coverage Area

All 50 states

Cheapest UnitedHealthcare Plans

The five least expensive United Healthcare plans are listed below. The cheapest premium is $194 per month for a 30-year-old.

UnitedHealthcare Median Premium Trends

In 2017, the median total monthly plan premium (employee contribution and employer contribution combined) for a 30-year old on a UnitedHealthcare plan was $395. This was 4% less expensive than the average plan across all carriers.

Year Median Premium National Median Premium
2014 $395 $367
2015 $371 $373
2016 $372 $388
2017 $395 $413

UnitedHealthcare Plan Offering Summary

UnitedHealthcare offers 2447 plans nationally. Here's how they breakdown by network type and metal tier.

Network Type No. of UnitedHealthcare Plans Available
HMO 566
EPO 293
POS 1218
PPO 370
Metal Tier No. of UnitedHealthcare Plans Available
Bronze 242
Silver 1084
Gold 928
Platinum 193

Median UnitedHealthcare Premiums by Region

See below for how plan pricing varies by geography.

US Region Median Premium
West $379
South $390
Northeast $423
Midwest $428

Northeast includes the following states: Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont .

Midwest includes the following states: Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, Wisconsin .

South includes the following states: Alabama, Arkansas, Delaware, District Of Columbia, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, West Virginia .

West includes the following states: Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming .

UnitedHealthcare is available in the following states:

Health Insurance Information by State