Oxford Freedom - New York Health Insurance Plans for Businesses
Oxford Freedom Information and Statistics
Oxford Health Plans offers members a number of difference HMO plans with varying networks. The Freedom Network gives members access to more than 60,000 providers.
Insurance Carrier Overview
United Healthcare Oxford is part of the United Healthcare, the largest carrier in the country, and offers medical, dental, and vision coverage in most of New York. Oxford plans are available in the NYC Metro and most of the southeast NY region. Oxford is one of the few carriers to provide a PPO plan with out of network access in NYC. Nationwide coverage is provided through United Healthcare's Choice Plus network.
Oxford PPO plans tend to be more expensive than other carriers given the expansive doctor network, but are typically among the lower cost options for companies looking for higher coverage tiers and a wide network.
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Freedom: Freedom is the largest network available through Oxford, and one of the largest networks available to small businesses in New York. National coverage and coverage outside of NY is through United Healthcare's Choice Plus network.
Liberty: Liberty is a narrower network compared to Freedom, but has a 80% overlap in doctors and the same coverage of hospitals as the Freedom network. However, plans are typically only 2% less expensive compared to the Freedom network, so there isn't a substantial cost savings.
Metro: Metro is a narrow network available in the NYC metro area, with coverage in both the NYC metro and the NJ tri-state area. Plans on the Metro network includes nationwide coverage on the Choice Plus network when outside of the tri-state area. Metro plans are 14% less expensive compared to the Freedom network, so are a good value for small businesses.
Top Oxford Freedom Plans in New York
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