LA 100/70 NPOS 19 COPAY OA OV $30/65 OPTION 5 GOLD RX $10/35/55/25%

This is a POS plan. Very similar to PPO plans; POS plans cover both in and out-of-network doctors, and you don't need a referral to see a specialist. It has a deductible of $4,500 and an out-of-pocket maximum of $5,500. It is recommended for companies that have: diverse medical needs, expect surgeries or pregnancies, or employees in many states.

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