BCBS Health Insurance

About BCBS

Blue Cross and Blue Shield (BCBS) provides healthcare coverage through a national association of 36 independent and locally operated companies. The BCBS system allows the company to provide its 106 million members across the States with personalized healthcare coverage that is designed based on the area in which the member lives. BCBS's membership includes individuals, families, employers of all sizes and the federal government.

BCBS works closely with providers to offer affordable, quality care options for its members. Over 96% of hospitals and 93% of providers contract with Blue Shield, giving it one of the largest networks.

Blue Cross Blue Shield also provides healthcare coverage for members who travel or work internationally.

BCBS Coverage Area

All 50 States

Cheapest BCBS Plans

The five least expensive United Healthcare plans are listed below. The cheapest premium is $270 per month for a 30-year-old.

BCBS Plan Offering Summary

BCBS offers 58 plans nationally. Here's how they breakdown by network type and metal tier.

Network Type No. of BCBS Plans Available
POS 52
HMO 6
Metal Tier No. of BCBS Plans Available
Bronze 8
Silver 22
Gold 23
Platinum 5

Median BCBS Premiums by Region

See below for how plan pricing varies by geography.

US Region Median Premium
South $422

Northeast includes the following states: Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont .

Midwest includes the following states: Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, Wisconsin .

South includes the following states: Alabama, Arkansas, Delaware, District Of Columbia, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, West Virginia .

West includes the following states: Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming .

BCBS is available in the following states:

Health Insurance Information by State