OH Silver HNOption 5000 80/50

This is a POS plan. Very similar to PPO plans; POS plans cover both in and out-of-network doctors, and you don't need a referral to see a specialist. It has a deductible of $5,000 and an out-of-pocket maximum of $6,600. It is recommended for companies that have: diverse medical needs, prescription drugs, employees with families, chronic conditions, or employees in many states.

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