Aetna - Ohio Health Insurance Plans for Businesses
Insurance Carrier Overview
Aetna is a national carrier offering medical, dental, and vision coverage. Aetna several networks including PPO and HMO networks options, and allows companies can mix and match up to 5 different plans to offer employees. Aetna's full PPO and HMO networks are very broad and includes a large number of hospitals and doctors.
Aetna plans are currently among the most competitive for small businesses, and are a very good value for companies looking for cost savings and access to broad networks.
||# of Ohio Doctors
||# of Ohio Hospitals
||Cost Savings vs. Full Network
|Open Choice PPO
|HealthNetwork Option (HNOption)
|Savings Plus of Ohio
Open Choice PPO: Aetna's largest network in Ohio, with access to expansive network of doctors and hospitals. Offers nationwide coverage through Aetna's national network.
HealthNetwork Option (HNOption): HNOption is a point-of-service plan that encourages but does not require the use of a primary care physician. While a very broad network, it is smaller compared to the full PPO and only represents a small cost savings.
Savings Plus of Ohio: Savings Plus is a narrow network comprised of medical providers with lower negotiated costs to Aetna, and only available to companies in the greater Cleveland and Cincinnati region. Plans are ~16% less expensive than the full network.
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