Aetna - Florida Health Insurance Plans for Businesses
Insurance Carrier Overview
Aetna is a national carrier offering medical, dental, and vision coverage. Aetna offers four tiers of networks in Florida, ranging from broad PPOs to smaller HMOs. Aetna's HMO plans are among the least expensive plans in the market, however Aetna's PPO options tend to be more expensive than similar plans from other carriers. Companies can mix and match up to 5 different plans to offer employees.
||# of Florida Doctors
||# of Florida Hospitals
||Cost Savings vs. Full Network
|Open Choice PPO
|Open Access Managed Choice (OAMC)
|Health Network Options (HNOptions)
|Health Network Only (HNOnly)
Open Choice PPO: Aetna's largest network in Florida, with access to expansive network of doctors and hospitals. Offers nationwide coverage through Aetna's national network.
Open Access Managed Choice POS: Similar in size to the Open Choice PPO. Plans on the Managed Choice network places in-network doctors into preferred and non-preferred tiers, with greater savings when you utilize a preferred tier doctor.
Health Network Options (HNOptions): Slightly smaller POS network with fewer participating doctors and hospitals compared to the full network. Plans are ~20% less expensive than the Open Choice PPO, so the plan does offer quite a bit of premium savings.
Health Network Only (HNOnly): HMO network with fairly large network of doctors and hospitals, and is 25% less expensive compared to Open Choice PPO network.
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