Aetna Value Network HMO Platinum CA $15/30 0 Ded (2019)

This is an HMO plan. HMO networks utilize a contained network of doctors, require referrals to see specialists, and do not cover out-of-network services. These restrictions usually result in lower patient costs. It has a deductible of $0 and an out-of-pocket maximum of $3,350. It is recommended for companies that have: diverse medical needs and expect surgeries or pregnancies.

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